Fairstone
QUICK & EASY FINANCING
NOW AVAILABLE DIRECTLY IN THE SHOPPING CART
TAKE ADVANTAGE OF OUR DIFFERENT FAIRSTONE FINANCING PLANS.

Once you are ready to checkout, you can complete your payment with a financing plan from Fairstone. Fairstone will charge an annual fee of $35 when the account is opened, and then on each anniversary date, if there is a balance on the account.

For online purchases, these options are offered to you:

  • Equal Payments with Reduced Interest - 36 and 48 months
    A reduced interest rate of 11.99% will be charged on the purchase. The purchase amount plus interest is divided by the term to arrive at equal monthly payments that will be due each billing cycle. Interest is precalculated and included in each monthly payment. Terms will be disclosed at the point of sale. If the minimum payment is not made when due or if a balance remains after the promotional period expires, interest will be assessed at the annual interest rate as shown in the Disclosure Statement.

  • No Payment/Same as Cash - 3, 6, and 12 months
    Interest will accrue on the purchase amount from the beginning of the promotional period, but no minimum payments will be due. If the full purchase amount due is paid by the promotional period expiration date, all the accrued interest will be waived, and no interest will be assessed on the purchase. If the purchase amount is not paid in full by the promotional period expiration date, all the accrued interest (at the annual interest rate of 31.99%) will be assessed to the Account.

  • Same as Cash - 3 and 12 months
    Interest will accrue on the purchase amount from the beginning of the promotional period, and minimum payments of 3% will be due each billing cycle. However, if the full purchase amount is paid when due by the promotional period expiration date, all the accrued interest will be waived, and no interest will be assessed on the purchase amount. If the purchase amount is not paid in full by the promotional period expiration date, all the accrued interest will be assessed to the Account.

  • No Interest/No Payment - 6 months
    No interest will accrue on the purchase amount during the promotional period, and no minimum payments will be due on the purchase amount during that period. At the end of the promotional period, a minimum payment of 3% or $10, whichever is greater, of the balance as of the close of the most recent billing cycle, will be due.

Once approved, you can start planning the home of your dreams with us!